How to invest in Gold Online in India?

By Team Gullak

Mar 9, 2025

3 min read

Comprehensive guide to frequently asked questions on gold, like how to invest, is gold a good investment and best ways of investing.

Gold has been an integral part of Indian portfolios for generations, deeply rooted in our culture and traditions. Historically, gold investments were largely in the form of physical gold, like jewellery or coins, often purchased through offline channels. However, with advancements in technology, the way we invest in gold has transformed, offering more accessible and convenient methods through online platforms.

In this article, we will explore the question, investing in gold is good or bad, guide you through how to invest in gold online, introduce a revolutionary way of investing in Gold—Gullak Gold+, and conclude with insights to help you decide if investing in gold is a good idea.

Investing in Gold: Is It Good or Bad?

Before we jump into Gold’s nature as an investment and whether you should consider it or not, let’s take a quick look at Gold’s historical returns.

Last 1 year: 23% CAGR

Last 3 years: 15.8% CAGR

Last 5 years: 14.8% CAGR

Last 10 years: 12.8% CAGR

Last 24 years: 12.7% CAGR

So, from the returns perspective, Gold seems to be a spectacular asset. For a like-to-like comparison, share market indexes like NIFTY have given an average return of 12% since 2000.

Let’s understand more about Gold as an asset:

Hedge Against Inflation: Gold prices are inversely proportional to the inflation rate. Gold has consistently preserved value, especially during inflationary periods.

Safe-Haven Asset: Gold is inversely proportional to the share markets. Hence, during economic downturns, gold’s stability makes it a reliable choice for risk-averse investors.

The stellar returns over the long-term combined with Gold’s reliability as an asset, are enough to answer the question, “is investing in gold a good idea?”

How to Invest in Gold Online?

The convenience of digital platforms has made how to invest in gold online a popular query. Digital gold allows investors to buy, sell, and hold gold in electronic form, providing the same benefits as physical gold without the associated costs like making charges, wastage charges etc.

How to invest in gold online- Steps

Choose a Trusted Platform like Gullak.
Sign in to the app with your mobile number.
Choose digital gold as your investment asset.
Choose between SIPs and one-time investments as well as the amount you want to invest. Digital Gold investments on Gullak start at just ₹10.
Finally, complete the payment via any UPI apps or net-banking.

Gullak Gold+: A Smarter Way to Invest in Gold

Now that we are clear on how to Invest in Gold Online, let’s take a look at an even smarter way of investing in Gold.

With its feature, Gold+, Gullak takes digital gold investments to the next level. Gold+ is a unique way of investing in Gold, where not only do you benefit from gold price increase but your gold quantity also increases by 5% every year.

Let’s take an example to understand this better. Say, you invest 100 gms in Gullak Gold+. In one year, these 100 gms would become 105 gms and in 8 years it’d become 148 gms, since the extra gold also gets compounded every year. This is a massive 50% increase in gold quantity itself.

Key Features of Gullak Gold+ as a gold investment:

Highest Returns on Gold: ~18% pa(average gold CAGR + Extra 5% Gold
Only app where you get Extra 5% Gold pa
Highly affordable: Starts with just ₹50
Highly Flexible: Invest and withdraw anytime you want to, as cash or gold coins or even redeem jewellery at your favourite jewellery stores.
Best in class safety: Gullak guarantees 100% collateral protection for your investments, ensuring maximum security. Gulllak is partnered with India’s biggest players like Augmont, Kalyan, NPCI etc to provide maximum safety to investors.

Conclusion

Gold has been a cornerstone of Indian investments for centuries, and its appeal continues in modern times with digital gold platforms. Whether investing in gold is good or bad depends on your financial goals, but its benefits as high returns, safe-haven, and diversification tool cannot be ignored. In this article, we have gone over common questions like, ‘How to invest in gold online’, ‘Investing in gold is good or bad’, ‘is investing in gold a good idea’ etc.

Apps like Gullak Gold+ have redefined the gold investment landscape, making it easier, more flexible, and rewarding than ever. For those wondering is investing in gold a good idea, the answer is clear: with the right platform and strategy, gold can be a valuable addition to your portfolio.

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