Savings made
easy
with Gullak
Plan, save & grow your money to
achieve your life goals!
Secured by
Paytm
Augmont
Razorpay
Home
Save money
effortlessly!
Setup Automatic payments, set reminders
or save on your everyday spends
Save on Spends
Mandala
Coin
Augmont Card
Invest in 100% secure
24k Gold
Save in Digital Gold and get almost 3x
more returns than FD or LIC
Set goals and
start small
Saving plans made to help you reach
your goals, starting from ₹50/day
Dream House
Dream Wedding
Education
Retirement
Augmont
Physical gold delivery
We will deliver a gold coin to
your doorstep
UPI
Transfer to UPI
We will sell gold & transfer the
money to your selected UPI ID
Withdraw anytime
as cash, or gold
You’re in control, pause/edit your automated
savings or withdraw whenever you like
Get unlimited
rewards!
Stay committed, save daily and win
exciting rewards!
Set up your Savings
Set up your savings using UPI AutoPay
and win assured rewards
150
100% Making & Delivery FREE
Making or Delivery Charges waived off on purchase of a Gold coin through Gullak
worth
1100
Refer & Earn
You get a chance to win upto ₹125 and your friend gets ₹25 when they join Gullak using your code
win upto
125
7 Days Streak Reward
Save for 7 days and win an assured reward of upto ₹200
win assured rewards upto
200
Safety Logo
Your Savings are
100% safe & secure
Backed by
YCombinator
Better Capital
Better Capital
Rippling
Stellaris
Heart
Loved by people
across India
People group
Trusted by 1L+ Users
Person
Lokesh Thakur
Indore
Star
Star
Star
Star
Star
"I use Gullak to diversify my investments & save in Gold. On every online expense, Gullak invests on your behalf, this is the best feature that I have come across, you don't need to worry about manual investment at all. I use this feature along with daily savings & have saved almost Rs.16,000 on Gullak."
Person
Danish
Faridabad
Star
Star
Star
Star
Star
"I have started my wealth creation journey by saving in Gold on Gullak. It took less than a minute to signup & start saving. The app is trustworthy as it has partnered with well-known brands & companies & I get certificate on every Gold purchase."
Person
Saloni Jha
Mumbai
Star
Star
Star
Star
Star
"Investments & Savings always seemed complex & confusing but with Gullak, it was very simple. I started my daily savings on Gullak & within no time I had almost Rs.1000! I don't have a very high-risk appetite so Gold savings seemed like a perfect match & Gullak helped me do it in just few steps."
Person
Sunil Kumar
Lucknow
Star
Star
Star
Star
Star
"Auto investments are so simple. It's a great app with new features and is easy to use. Instead of leaving money in savings account where I would get less returns, I decided to invest in Digital Gold with the help of Gullak."
Person
Priyanka Kotwal
Nashik
Star
Star
Star
Star
Star
"I started with a small idea that I should reduce the amount of chai I have every day. When I got to know about Gullak, the first thing that came into my mind was quieting my one chai and saving that 10 rupees in Gullak every day! It worked, and I saved 1138/- rupees."
Person
Arvind Makwana
Jaipur
Star
Star
Star
Star
Star
"Gullak introduced me to Daily savings & I'm using it to save for my daughter's higher education. The app is user-friendly & I recommend it to everyone."
Person
Lokesh Thakur
Indore
Star
Star
Star
Star
Star
"I use Gullak to diversify my investments & save in Gold. On every online expense, Gullak invests on your behalf, this is the best feature that I have come across, you don't need to worry about manual investment at all. I use this feature along with daily savings & have saved almost Rs.16,000 on Gullak."
Person
Danish
Faridabad
Star
Star
Star
Star
Star
"I have started my wealth creation journey by saving in Gold on Gullak. It took less than a minute to signup & start saving. The app is trustworthy as it has partnered with well-known brands & companies & I get certificate on every Gold purchase."
Person
Saloni Jha
Mumbai
Star
Star
Star
Star
Star
"Investments & Savings always seemed complex & confusing but with Gullak, it was very simple. I started my daily savings on Gullak & within no time I had almost Rs.1000! I don't have a very high-risk appetite so Gold savings seemed like a perfect match & Gullak helped me do it in just few steps."
Person
Sunil Kumar
Lucknow
Star
Star
Star
Star
Star
"Auto investments are so simple. It's a great app with new features and is easy to use. Instead of leaving money in savings account where I would get less returns, I decided to invest in Digital Gold with the help of Gullak."
Person
Priyanka Kotwal
Nashik
Star
Star
Star
Star
Star
"I started with a small idea that I should reduce the amount of chai I have every day. When I got to know about Gullak, the first thing that came into my mind was quieting my one chai and saving that 10 rupees in Gullak every day! It worked, and I saved 1138/- rupees."
Person
Arvind Makwana
Jaipur
Star
Star
Star
Star
Star
"Gullak introduced me to Daily savings & I'm using it to save for my daughter's higher education. The app is user-friendly & I recommend it to everyone."
Simplifying Finance
With Gullak
Chart
Everyday you delay,
you lose money
Chart
It’s 2022, don’t save like
the 1980s anymore
Chart
Everyday you delay,
you lose money
Chart
It’s 2022, don’t save like
the 1980s anymore
Chart
Everyday you delay,
you lose money
Chart
It’s 2022, don’t save like
the 1980s anymore
Frequently Asked Questions
What is meant by daily savings?
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What is save on every spend feature? How can I activate it?
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Can I make a one-time/lump sum investment?
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What is digital gold?
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Is Gullak safe?
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Can I withdraw my money anytime I want?
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