Digital Gold: Returns & Comparison

By Team Gullak

Jun 27, 2025

5 min read

Is digital gold worth it in 2024, how does digital gold compare to other gold assets and all you need to know about this asset class

With the rise of digital modes of investment, the Indian investment landscape is experiencing seismic shifts in terms of accessibility and convenience. As people increasingly embrace technology for managing their wealth, even traditional investments like gold have evolved into digital gold.

In today’s article, we will take an in-depth look into this asset class: how it works, advantages, and disadvantages and compare it against other modes of gold investment.

What is Digital Gold?

Digital Gold is a digital mode of buying gold that allows investors to benefit from all the perks of physical gold like high returns, stability etc without dealing with all the hassles physical gold comes with like storage & high making charges.

With digital gold, you are basically buying physical gold. This physical gold automatically gets stored in the sequel vault and you benefit from gold price increase. You can withdraw whenever you want as cash or get physical gold of equivalent value.

Benefits of Digital gold

Digital Gold has 4 major benefits:

Small Initial Investment: Start with as little as ₹10. Unlike physical gold, digital gold lets you invest even in small amounts.

No Storage Charges: Your gold is securely stored in Sequel vaults, ensuring 100% safety at no extra cost.

No Making Charges or Wastage Fees: You can sell digital gold anytime you want & redeem it as cash or gold.

Flexibility: Sell your digital gold anytime or redeem it as cash or physical gold at your convenience.

How to buy Digital gold?

Digital gold can be bought from any digital gold app like Gullak. The process of buying digital gold on Gullak is very simple and users can get started in just 30 seconds. Here’s how it works:

How to make the most out of Digital Gold investment?

On an average, gold prices appreciate by 11%pa(historical trend). With Gullak’s feature, Gullak Gold+, you not only benefit from this but your gold quantity also increases by 5% every year.

For example, if you invest 100 gms in Gullak Gold+, it’d become 105 gms in 1 year and 148 gms in 8 years. All of this 148 gms would benefit from gold price increase as well. Below are some of the key features of Gullak Gold+:

1. Gold price increase + Extra 5% gold pa

2. Daily/weekly/monthly SIPs available

3. No lock-in period

4. Investments can be withdrawn as cash or gold coins or redeemed as jewellery at Gullak’s partner stores, including CaratLane by Tanishq and Kalyan Jewellers.

5. 100% safe investments: Gullak takes 100% collateral protection for your investments, ensuring maximum security.

Comparison: Gullak Gold+ vs Digital gold vs Physical gold

In this section, we will compare Gullak Gold+, digital gold & physical gold under multiple parameters:

Table: Gullak Gold+ vs digital gold vs physical gold

Concluding thoughts on Digital Gold

Digital Gold is a great way to invest in Gold. It gives you all the benefits of gold while removing all the cons that physical gold comes with like storage, making and wastage charges. If you are looking to invest in digital gold, Gullak Gold+ can take your digital gold investment to the next level with the benefit of gold quantity increase on top of gold price increase.