Gullak Gold+: Returns, how does it work & safety

By Team Gullak

Jun 27, 2025

3 min read

What is Gullak Gold+?

On an average, Gold price increases by 11% every year. Now with Gullak Gold+, you don't just benefit from this Gold price increase but you can also increase your Gold quantity by 5% every year.

For example, 100 gms invested in Gullak Gold+ would become 105 grams in 1 year & 148 grams in 8 years.

Here are some key features of Gullak Gold+:

Extra 5% gold every year on top of gold’s annual appreciation of up to ~11%pa, making the cumulative returns ~16%pa
The extra gold is credit to the users on a monthly basis.
No lock-in period on investments, you can withdraw anytime as cash or gold coins or redeem jewellery at Caratlane by Tanishq.
SIPs starting at ₹150/day

How does Gullak give the extra 5% Gold every year?

Gold leasing is the underlying process through which the Gullak app provides the extra gold every year. Gold on Gullak Gold+ gets leased to some of India’s biggest jewellers. Jewellers need gold for their working capital. These jewellers, in turn, provide the extra gold to Gullak app’s users as monthly interest. A like to like scenario would be, if you own a property & you’ve it on rent. Now, while you benefit from asset price appreciation you also get rental income every month.

In a nutshell, with gold leasing, you get all the benefits of gold investments along with extra gold every year.

Is it safe to invest in Gullak Gold+?

Investing in Gullak is 100% safe. Here's how Gullak ensures 100% safety on your investments:

Gullak offers complete flexibility with no lock-in periods, allowing you to pause or withdraw your investments anytime, either as cash, gold coins, or through jewellery redemption with partners like CaratLane by Tanishq and Kalyan Jewellers.
All the gold you purchase on Gullak is sourced, stored, and managed by Augmont, one of India’s biggest gold refineries. Augmont is NABL and BIS accredited and follows the India Good Delivery standard across platforms like NSE, BSE, and MCX.
Gullak guarantees 100% collateral protection for your investments, ensuring maximum security.
The gold is leased to RSBL, India's leading bullion player with over 25,000 Cr in annual turnover and more than 15 years of experience.
All investments are made in 24K 999 pure Hallmark gold & you get certificates of authenticity on all gold purchases.
Gullak is partnered with NPCI for payment solutions.
The gold that is stored in lockers secured by Sequel.
Gullak also collaborates with Cleartax to assist with tax filing.
All investments are made in 24K 999 pure Hallmark gold.
Over 1 Million investors trust the Gullak app for their gold investments.

Should you lease your gold?

With the extra returns on gold, Gullak Gold+ makes itself a prominent investment asset for Investors looking for alternative investment, for Investors looking to diversify in Gold, for people accumulating gold to convert as jewellery later or saving for kid’s marriage. That being said, investors should do their due diligence & research before investing in any asset.

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