Josco Gold scheme review

By Team Gullak

Jul 29, 2025

3 min read

What is the Josco Gold scheme?

The Josco Jewellers gold scheme is a scheme where you can choose a Gold ornament that you like & make monthly payments towards it starting from as low as ₹1000. When redeeming the jewellery at Josco Jewellers, you get to claim additional Discounts on Gold rate as per the scheme.

How to set up Josco Gold Scheme?

Here's a step-by-step guide on setting up Josco Jewellers gold scheme:

Navigate to the Josco Jewellers website.
Click on the "Gold Scheme" option on the navigation bar.
Log in to their website & click on the "Add New Scheme" option
Fill in your Name, Address, Nominee details and verify yourself
Select a Goal amount starting from ₹1000(and in increments of ₹500)
Make your 1st instalment

How does the Josco Gold scheme compare to other Gold schemes?

If you're looking for an alternative to traditional gold schemes, one that could earn you higher returns, Gullak Gold+ might be the perfect choice.

Gullak Gold+ is an innovative Gold Savings scheme on the Gullak app where your Gold Quantity increases by 5% every year.

For example, if you invest 100 grams, it becomes 105 grams in 1 year, and 148 grams in 8 years, a growth that traditional schemes simply don’t offer.

- You can start a daily, weekly, or monthly SIP from as little as ₹150, with no subscription fees.

- Your savings stay flexible, withdraw anytime as cash, gold coins, or redeem for jewellery at Gullak’s partner stores like Tanishq, GRT, Malabar etc where you’ll also get additional discounts on gold price.

Also Read: India's most popular Gold schemes

TL;DR

The Josco Gold scheme is a 10 month gold scheme using which you accumulate savings to buy gold and claim discounts on the Physical Gold. If you're looking for a gold scheme with extreme flexibility, Gullak Gold+ might be worth checking out as an alternative - you can increase/decrease amount anytime, pause, withdraw anytime and you also get Extra 5% Gold every year

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